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Privacy Policy

Homebuyer Privileges® Privacy Policy

Genworth Mortgage Insurance ("Genworth") understands the importance of protecting your privacy. Our goal is to treat your information respectfully and in accordance with this Privacy Policy.

Use and Sharing of Your Information

Please note, in order to bring you these valuable offers, Genworth uses a third party to host the website that provides the consumer discount and rebates (Abenity, LLC). You may have an opportunity while visiting that website, to set your own privacy preferences. In order for you to receive these Homebuyer Privileges offers, our vendors must be able to recognize that you are eligible for this program. Accordingly, Genworth may provide your name, user ID, address, and e-mail address to the Homebuyer Privileges vendors you select. In some cases, you may be able to update certain information that you provided to us. This may require you to use a unique user name and password (or "PIN"). You select a vendor and authorize us to send your information to a vendor by clicking on the vendor logo and linking to the vendor's web page.

We are committed to preventing unauthorized access to your personal information. We maintain procedures and technology designed for this purpose, including firewalls, password-only access to databases, and security at our business locations. We restrict access to your personal information to those employees and service providers who need to know that information. Any employee who violates our privacy policy is subject to disciplinary action. We also ensure that all service providers are aware of our commitment to privacy and agree to abide by our Privacy Policy.

When you register for Genworth's Homebuyer Privileges program, you must review and accept this Privacy Policy. By accepting this Privacy Policy, you authorize Genworth to send your information to the vendors you select when you link to their web page. We will only share your information with the vendors you select. At this time, this website does not respond to browser Do Not Track signals or similar mechanisms.

We are not responsible for the information collection practices of other Web sites when you link to them from our Web site. We cannot guarantee how those parties use cookies or whether they place on your computer cookies that may identify you personally. You should carefully review the privacy policies of each Web site you visit to understand how they collect, use, and disclose information.

Other Use of Your Information

We continually add new vendors and offers to Homebuyer Privileges. Registered participants may receive periodic emails from Genworth when new offers are added. If you do not wish to receive these periodic emails, select the "Opt Out" box at registration or by visiting the My Profile page on the Homebuyer Privileges website after registration. The Opt Out option applies only to emails from Genworth’s Homebuyer Privileges. Check individual vendor websites for their Privacy Policies and Opt Out procedures.

Additional Privacy Information for Residents of California

This Privacy Notice (“Notice”) is in accordance with the California Consumer Privacy Act of 2018 (“CCPA”) which became effective on January 1, 2020. This Notice provides how Genworth Mortgage Insurance and its subsidiaries and affiliates (collectively, “Genworth Mortgage Insurance”) collects, uses, and discloses personal information about California residents. Personal information is defined by the CCPA to mean information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. However, please note that not all personal information collected, used or disclosed by Genworth is subject to the CCPA. For example, the CCPA does not apply to information protected by the Gramm-Leach-Bliley Act, the Health Insurance Portability and Accountability Act (“HIPAA”), or the Fair Credit Reporting Act (“FCRA”).

California Resident is referred to in this Notice as “you” and “your” and Genworth Mortgage Insurance is referred to in this Notice as “we”, “us,” and “our.”

I. Information We Collect

Over the past 12 months, we may have collected the following personal information about you depending on our specific transaction with you:

  1. Identifiers such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers that are capable of being associated with a particular individual.
  2. Characteristics of protected classifications under California or federal law, such as your race or sex.
  3. Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
  4. Biometric information, such as voice prints.
  5. Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding your interaction with an Internet Web site, application, or advertisement.
  6. Geolocation data, such as device location.
  7. Audio, electronic, visual, thermal, olfactory, or similar information, such as call recordings.
  8. Professional or employment-related information, such as your employment history.
  9. Education information, such as your school records or degrees earned.
  10. Inferences drawn from any of the information identified above to create a profile about you reflecting your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

Genworth may receive this personal information directly from you or indirectly from you through your use of our websites or your other interactions with us. We may also receive this information from our affiliates, subsidiaries, vendors, or service providers. Genworth collects this information for the following business or commercial purposes:

  1. Marketing our products and services to you, including responding to your requests for product or service information.
  2. Researching and analyzing our marketing efforts.
  3. Responding to legal requests and complying with regulatory requirements.
  4. Auditing our interactions and concurrent transactions with you, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with this specification and other standards.
  5. Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity.
  6. Debugging to identify and repair errors that impair existing intended functionality of our websites and other interactions with you.
  7. Short-term, transient use, when your personal information is not disclosed to another third party and is not used to build a profile about you or otherwise alter your experience outside the current interaction.
  8. Maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytic services, or providing similar services.
  9. Undertaking internal research for technological development and demonstration.
  10. Undertaking activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by us, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by us.

II. Information We Share

Over the last twelve (12) months, we may have disclosed your personal information to a third party for a business or commercial purpose. The types of personal information and the business and commercial purposes are consistent with what is described in Section I of the Notice.

III. Your Rights

Once we receive a verifiable request from you, you have the right to request that we provide you with the following:

  1. The categories of personal information we have collected about you.
  2. The categories of sources from which the personal information is collected.
  3. The business or commercial purpose for collecting personal information.
  4. The categories of personal information that we have disclosed about you for a business purpose.
  5. The categories of third parties with whom the business shares personal information.
  6. The specific pieces of personal information we have collected about you.

You also have the right to request that we delete personal information about you.

Please note that we may not be able to honor all requests. The reasons we may not be able to honor your requests include, but are not limited to, the following:

  1. We may not be able to verify your identity;
  2. We may not be able to verify you have the authority to request on behalf of someone else;
  3. The information you request is exempt from the requirements of the CCPA or to the CCPA requirements of requesting to know or delete; or
  4. You have requested this information more than twice during a twelve (12) month period.

Further, we are not required to provide you with information about any personal information about you that was collected for a single one-time transaction if, in the ordinary course of business, that information about you is not retained. We are also not required to reidentify or otherwise link any data that, in the ordinary course of business, is not maintained in a manner that would be considered personal information.

IV. How to Make a Request to Know or to Delete Personal Information

If you would like to make a request to know the personal information we have collected or maintained about you or if you would like to request we delete your personal information, please submit your request using our Online Form or please call the Genworth ActionCenter at 800 444.5664 Monday through Friday 8:00 AM to 8:00 PM ET. If using the contact form, please put in the comments section either “CCPA – Request to Know” and/or “CCPA – Request to Delete” along with details of your specific request.

You will also need to indicate whether you are acting on another’s behalf and indicate in what capacity you are acting. For example, if you are acting as attorney-in-fact pursuant to a power of attorney, we will require you to provide us with a copy of the power of attorney. If not acting as an attorney-in-fact or in a manner ordered by a court, you will need to provide us with notarized written permission from the individual. If submitting an online request, you will not need to submit these documents in the initial request. We will reach out to you separately with instructions.

Based on the information you provide us in the contact form or over the phone, we may need additional information to verify your identity. If we have questions regarding your identity after we receive your request, we will contact you for additional information.

V. Specific Rights for Employees and Contractors

As a job applicant, employee or contractor of Genworth, you have certain rights under the CCPA. Among those rights include knowing the categories of information we collect about you and the purpose for which we will use your personal information. Also, we cannot collect additional categories of personal information about you or use your personal information for additional purposes without providing you with an additional notice. However, the CCPA does not provide you with the right to submit a request to know or a request delete personal information as stated in Sections III and IV of this Notice. Please see below for the categories of personal information Genworth collects as well as the purposes for which we collect that information.

The categories of information we collect about job applicants, employees, and contractors may include the following:

  1. Identifiers such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers that are capable of being associated with a particular individual.
  2. Personal Information, such as your financial, medical or health insurance information.
  3. Characteristics of protected classifications under California or federal law, such as your race or sex.
  4. Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
  5. Biometric information, such as voice prints.
  6. Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding your interaction with an Internet Web site, application, or advertisement.
  7. Geolocation data, such as device location.
  8. Audio, electronic, visual, thermal, olfactory, or similar information, such as call recordings.
  9. Professional or employment-related information, such as your employment history.
  10. Education information, such as your school records or degrees earned.
  11. Inferences drawn from any of the information identified above to create a profile about you reflecting your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

The purposes we collect the above categories of personal information include:

  1. To properly review and assess your job application or contract.
  2. To review and manage your role and performance as an employee or contractor, including any correspondence between you and Genworth.
  3. To manage and administer your pay and applicable benefits, such as your health insurance and 401(k).
  4. To support Genworth’s efforts in maintaining a safe and supportive work environment.
  5. To research, analyze and develop business or product plans.
  6. To conduct investigative criminal background checks or obtain consumer reports containing information as to your character, general reputation, personal characteristics and mode of living.
  7. To prevent, detect, and address any and all security incidents and illegal activity.
  8. To meet any legal, regulatory, or court-ordered requirements associated with your job application, employment, or contract.

VI. We Do Not Sell Your Data

We do not sell your personal information to third parties, including the personal information of minors under 16 years of age. This is also noted in our Online Privacy Policy which can be found here.

VII. Discrimination Prohibited

We will not discriminate against you because you exercised any of your rights under the CCPA.

VIII. Changes to the Notice

We reserve the right to amend this Notice at any time. Please check the “last updated” date at the end of this Notice to see when the Notice was last updated.

IX. Questions or Concerns

If you have any questions or concerns about what has been provided in this Notice, please send your question or concern to the following address or contact the ActionCenter at 800 444.5664:

Genworth Mortgage Insurance
Attention: Chief Compliance Officer
8325 Six Forks Road
Raleigh, NC 27615

Last Updated: April 6, 2020

We do not sell personal information to third parties.

We reserve the right to modify or supplement this Privacy Policy at any time. Any changes will be posted to this website. This Privacy Policy was last updated on April 1, 2020.